Introduction

Buying a used car can be a smart and affordable way to get the vehicle you want, but it also comes with some risks—like unexpected repairs and maintenance costs that may arise after the sale. To help protect your investment and provide peace of mind, many companies offer Select Vehicle Protection Plans designed specifically for used cars.

What Are Select Vehicle Protection Plans?

These are specialized service contracts or extended warranties tailored for used vehicles. Unlike the original manufacturer’s warranty—which often expires after a few years or miles—these plans provide coverage for a wide range of repairs and breakdowns that may happen after you purchase your used car.

Why Are They Perfect for Used Cars?

1. Extended Coverage Beyond Factory Warranty

   • Most used cars are sold after the manufacturer’s warranty has expired or is close to expiring. A protection plan fills the coverage gap, so you’re not stuck paying for expensive repairs out of pocket.

2. Wide Range of Repair Protection

   • Many plans cover essential components such as the engine, transmission, drivetrain, electrical systems, air conditioning, and more. Some even offer options to add extra coverage for things like tire and wheel protection or roadside assistance.

3. Flexibility to Fit Your Needs

   • Select plans often come with multiple coverage levels, so you can choose basic powertrain protection or more comprehensive plans that cover nearly everything except routine maintenance and wear items.

4. Budget-Friendly Peace of Mind

   • Repair costs on used cars can add up quickly, especially if the vehicle has higher mileage or unknown maintenance history. These plans help you budget for repairs by covering parts and labor on covered repairs, often with a fixed deductible.

5. Nationwide Repair Networks

   • Most plans allow you to take your car to any licensed repair shop or dealership nationwide, making it convenient no matter where you are.

6. Transferability

   • Many Select Vehicle Protection Plans can be transferred to a new owner if you decide to sell your car, adding value and making your vehicle more attractive on the resale market.

Typical Coverage Options Include:

• Powertrain Coverage: Engine, transmission, drivetrain, and related parts.

• Bumper-to-Bumper Coverage: Broader protection including electrical, air conditioning, fuel systems, and more.

• Additional Benefits: Roadside assistance, rental car reimbursement, towing services, and trip interruption coverage.

Things to Keep in Mind

• Review the Terms: Each plan has specific inclusions and exclusions. Make sure you understand what is covered and any deductibles or limits.

• Maintenance Requirements: To keep your plan valid, you may need to follow certain maintenance schedules and keep records of service.

• Pre-Authorization: Many plans require you to get repair pre-approval to ensure the repair is covered.

• Shop Around: Compare different providers, coverage levels, and prices to find the best plan for your car and budget.

Final Thought

If you’re buying a used car, a Select Vehicle Protection Plan can be a smart investment to avoid costly surprises and enjoy your vehicle with confidence. It’s a practical way to protect your ride, your wallet, and your peace of mind—making your used car ownership experience smooth and worry-free.