Introduction

Choosing between CarShield and Endurance for your extended car warranty can be tough. Both are top providers, but they cater to different needs.

In this 2024 comparison, we’ll break down:
✔ Coverage options (what’s included?)
✔ Pricing & deductibles (which is cheaper?)
✔ Customer reviews & complaints
✔ Claims process & approval rates
✔ Who wins for your vehicle?

By the end, you’ll know whether CarShield’s affordability or Endurance’s comprehensive coverage is right for you.

CarShield vs. Endurance: Quick Comparison

1. Coverage Comparison

CarShield Plans

CarShield offers 6 coverage tiers:

• Powertrain (Engine, transmission) – Cheapest

• Silver (Adds electrical, fuel system)

• Gold (Covers AC, brakes, more)

• Platinum (Near bumper-to-bumper)

• Diamond (Exclusionary coverage)

• Motorcycle/ATV Plans

✅ Pros:

• Covers high-mileage cars (200,000+ miles)

• Flexible monthly payments

❌ Cons:

• Limited repair shop choices (must use in-network)

• Mixed claims reviews

Endurance Plans

Endurance has 5 coverage levels:

• Secure Plus (Basic powertrain)

• Select Premier (Mid-level components)

• Superior (High coverage, excludes some parts)

• Supreme (Near bumper-to-bumper)

• EnduranceAdvantage™ (Maintenance + warranty)

✅ Pros:

• Direct provider (no middlemen)

• More repair shop options (ASE-certified)

• Free rental car & roadside assistance

❌ Cons:

• Higher upfront cost

• No coverage for cars over 20 years old

Winner: Endurance (more comprehensive coverage)

2. Cost Comparison

CarShield Pricing

• Monthly: $99–$200/month

• Deductibles: $0–$200 per claim

• Example: A 2018 Honda Accord Gold plan = ~$120/month

Endurance Pricing

• Lump-sum payment: $1,800–$5,000+

• Deductibles: $100–$200

• Example: A 2020 Toyota Camry Supreme plan = ~$3,500

Cheaper Short-Term: CarShield (monthly payments)
Better Long-Term Value: Endurance (lower per-year cost)

3. Customer Reviews & Complaints

CarShield Reputation

• BBB Rating: B+ (3.5/5)

• Common Complaints:

  • “Slow claims processing”

  • “Denied claims for minor issues”

  • “Hard to cancel”

Endurance Reputation

• BBB Rating: A+ (4.5/5)

• Common Praise:

  • “Quick claims approval”

  • “Helpful customer service”

  • “No hidden fees”

Winner: Endurance (better customer satisfaction)

4. Claims Process

Winner: Endurance (faster & fewer denials)

5. Which Should You Choose?

Pick CarShield If:

✔ You want low monthly payments
✔ Your car is old or high-mileage
✔ You need basic coverage

Pick Endurance If:

✔ You want the most coverage
✔ You prefer better customer service
✔ Your car is newer or luxury/European