Introduction
You’re cruising down the highway when suddenly, the check engine light flickers on. Panic sets in—not just for your safety, but your wallet too. What if the repair bill hits thousands? That’s exactly the kind of situation Select Warranties are designed to shield you from. If you’re looking to avoid unexpected repair costs, this is your ultimate guide to understanding how Select Warranties deliver peace of mind, savings, and long-term value.
Select Warranties Explained
Select Warranties are extended protection plans that kick in after your factory warranty expires. They serve as a financial safety net by covering the costs of mechanical breakdowns and major repairs. Whether you drive a gas-powered car, a hybrid, or an electric vehicle, Select offers customizable coverage suited to your driving habits and vehicle age.
Why Unexpected Repair Costs Are Rising
Modern cars are marvels of engineering—and that’s part of the problem. More complex systems mean more things can go wrong.
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Labor rates have surged to over $150/hour in many states.
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Parts prices are inflating due to supply chain disruptions.
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Technology components like sensors, cameras, and CPUs are expensive to replace.
These trends make avoiding unexpected repair costs more urgent than ever.
Types of Select Warranties Available
Select Warranties come in various tiers:
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Powertrain Coverage: Protects engine, transmission, and drivetrain—often the most costly systems.
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Bumper-to-Bumper: Nearly all-inclusive, ideal for newer cars.
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Inclusionary Plans: Clearly list what’s covered, useful for transparency.
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EV/Hybrid-Specific Plans: Tailored to electric drivetrains, battery packs, and high-voltage components.
Each plan is built to match how and where you drive.
Coverage vs. Costs: Is It Worth It?
Let’s break it down:
Repair | Without Warranty | With Select |
---|---|---|
Transmission Failure | $3,800 | $100 deductible |
Engine Rebuild | $6,500 | $100 deductible |
A/C Compressor | $2,200 | $100 deductible |
Infotainment System | $1,300 | $100 deductible |
One major repair can easily exceed the cost of a full Select plan.
What Select Warranties Typically Cover
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Engine
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Transmission
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Driveshaft and axle assemblies
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Electrical systems
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Air conditioning/heating
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Suspension and steering
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Fuel systems
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GPS and touchscreen components
Bonus benefits often include towing, roadside assistance, and rental car reimbursement.
What They Don’t Cover
Every warranty has limits. Select Warranties generally exclude:
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Routine maintenance (oil changes, brake pads)
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Cosmetic wear (dents, paint)
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Tires and wheels
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Pre-existing issues before purchase
Knowing this helps set realistic expectations—and avoid surprises.
Who Needs Select Warranties Most?
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Rideshare and delivery drivers logging high miles
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Parents with teen drivers (accidents happen)
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Owners of luxury vehicles (repairs cost more)
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Anyone beyond factory warranty
Basically, if you rely on your car daily, Select makes sense.
When to Buy a Select Warranty
The earlier, the better.
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Buy before factory coverage ends for best rates.
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Older cars may still qualify but with higher premiums.
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Plans can be financed monthly with 0% options in many cases.
Timing is everything when it comes to value.
Select Warranties vs. Manufacturer Coverage
Feature | Manufacturer | Select Warranty |
---|---|---|
Term Length | 3–5 years | Up to 10 years |
Customization | None | High |
Cost | Built-in | Additional, but flexible |
Roadside Help | Rarely | Always included |
Transferability | Often limited | Usually allowed |
Select offers more flexibility, longevity, and perks.
How to Read the Fine Print
Look for:
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Waiting periods (common: 30 days)
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Mileage limitations
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Deductible clauses
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Transfer and cancellation terms
Don’t sign until you understand what’s covered—and what’s not.
How Claims Work
It’s simple:
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Visit an ASE-certified mechanic or preferred shop.
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Technician diagnoses and contacts warranty provider.
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Repair is authorized and completed.
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You pay the deductible (if any).
Most Select customers report claim approvals within 24–48 hours.
Benefits of 24/7 Roadside Assistance
You’re never alone. Select Warranties typically include:
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Emergency towing
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Jump-starts
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Lockout services
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Flat tire assistance
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Fuel delivery
These alone can save you $150+ per incident.
Rental and Trip Interruption Support
Stranded? Select has your back:
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Up to $35/day for rental cars
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Hotel and meal reimbursement if you’re far from home
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Coverage during long road trips, perfect for vacations
Plan Customization Options
Select Warranties aren’t one-size-fits-all.
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Choose coverage tiers (basic to platinum)
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Select your deductible ($0, $50, $100)
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Pick term lengths up to 10 years or 200,000 miles
Design a plan that fits both your budget and lifestyle.
Avoiding Common Warranty Scams
Beware of:
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Robocalls offering “final notice” deals
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Companies without verifiable websites
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Plans that don’t allow you to pick your own repair shop
Top Features That Set Select Apart
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Fast Claims Processing – Often completed in under 48 hours
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Wide Repair Network – Choose any ASE-certified mechanic
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Nationwide Coverage – Travel with peace of mind
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Transferable Plans – Add resale value to your vehicle
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Customizable Options – Coverage that fits your life, not the other way around
These benefits put Select Warranties ahead of many competitors.
Reviews and Testimonials
Here’s what real customers say:
“I would’ve paid $4,700 for my transmission. With Select, it was just $100. Huge relief!” – Kevin D., Illinois
“The roadside assistance saved me twice last winter. Worth every penny.” – Lisa M., Colorado
“They even helped me find a trusted repair shop near my work.” – Troy N., Georgia
Positive experiences like these speak volumes about value and trust.
How Select Helps Resale Value
A transferable warranty gives used buyers confidence. They’re more likely to:
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Pay more for your car
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Trust that it’s been well maintained
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Skip expensive inspections
Select Warranties can easily add $500–$1,000 in resale value.
Cost of Major Repairs Without Coverage
Here are just a few painful possibilities:
Issue | Typical Cost (USD) |
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Engine Replacement | $4,500 – $8,000 |
Hybrid Battery Repair | $3,000 – $6,500 |
Transmission Repair | $3,500 – $5,000 |
Electrical System Fix | $1,200 – $3,000 |
Now imagine paying $0 to $100 instead. That’s the power of Select.
Select Warranties for Electric Vehicles
EVs are high-tech marvels that require different care. Select plans often cover:
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Battery management systems
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Regenerative braking
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Electric drivetrain components
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Charging ports and converters
These aren’t cheap fixes—so coverage is critical.
Fleet and Commercial Coverage Solutions
Businesses with vehicle fleets can benefit too:
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Delivery vans
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Sales vehicles
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Service trucks
Extended coverage means less downtime, better reliability, and potential tax deductions.
Select Warranty vs. CarShield and Endurance
Feature | Select | CarShield | Endurance |
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24/7 Roadside Help | ✅ | ✅ | ✅ |
Transferable Plans | ✅ | ❌ | ✅ |
EV Coverage | ✅ | ❌ | ✅ |
Custom Deductibles | ✅ | Limited | ✅ |
Real-Time Claim App | ✅ | ❌ | ❌ |
Select leads in flexibility, tech, and customer-first support.
Online Tools and Portals
Manage your warranty from anywhere:
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Submit claims online
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Track coverage history
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Access roadside support
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Update contact/payment info
Digital tools make the experience frictionless and fast.
How to Cancel or Upgrade
Plans are fully refundable within 30 days if unused. After that:
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You’ll receive a prorated refund
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Upgrades to a higher-tier plan are simple
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Cancellations are processed within 5–10 business days
No hidden fees. No games.
Financial Planning with Warranty Protection
Budgeting becomes easier when surprise repairs are eliminated. Select Warranties:
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Offer fixed monthly costs
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Reduce the risk of credit card debt
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Help families stay financially stable during emergencies
Tax Implications and Write-Offs
If used for business, extended warranties are often:
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Tax-deductible as maintenance expenses
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Valid as capital investment protection
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Useful for accurate depreciation tracking
Consult with a tax advisor to maximize benefits.